Abstract: The study assessed the performance of the Nigerian Agricultural Insurance Scheme (NAIS) in Edo and Delta states between 1996 and 2001. Structured questionnaires were used to obtain information from the participating farmers, while structured interview schedule was used to obtain information from NAIC staffers. Both descriptive and inferential statistics were used for data analysis. The study revealed that farmers from Delta state benefited more (79%) from the insurance scheme than those from Edo state (21%) due mainly to the fact that Delta ecological zones is more prone to natural disaster and better awareness created than Edo state. The study further revealed a significant relationship between contact with extension agent and farmer�s claims and also between educational level and the farmers� claim. It is suggested that efforts be made by NAIC to create more awareness in Edo state, and that NAIC liaises with Agricultural Development Project (ADP) of the two states by mounting an aggressive enlightenment campaign as a possible way of improving the farmers� response to the scheme.