References

Ai, C. and E.C. Norton, 2003. Interaction terms in logit and probit models. Econ. Lett., 80: 123-129.
CrossRef  |  Direct Link  |  

Barry, P.J. and L.J. Robison, 2001. Agricultural Finance: Credit, Credit Constraints and Consequences. In: Handbook of Agricultural Economics. Gardner, B.L. and G.C. Rauser (Eds.). Agricultural Production, North-Holland, Netherlands, pp: 513-571.

Bigsten, A., P. Collier, S. Dercon, M. Fafchamps and B. Gauthier et al., 2003. Credit constraints in manufacturing enterprises in Africa. J. Afr. Econ., 12: 104-125.
CrossRef  |  Direct Link  |  

Boucher, S.R., C. Guirkinger and C. Trivelli, 2009. Direct elicitation of credit constraints: Conceptual and practical issues with an application to peruvian agriculture. Econ. Devel. Cult. Change, 57: 609-640.
CrossRef  |  Direct Link  |  

Carter, M.R., 1989. The impact of credit on peasant productivity and differentiation in Nicaragua. J. Dev. Econ., 31: 13-36.
CrossRef  |  

Guirkinger, C. and S.R. Boucher, 2008. Credit constraints and productivity in Peruvian agriculture. Agric. Econ., 39: 295-308.
CrossRef  |  Direct Link  |  

Hayashi, F., 1982. The effect of liquidity constraints on consumption: A cross-sectional analysis. Q. J. Econ., 100: 183-206.
CrossRef  |  Direct Link  |  

Jappelli, T., 1990. Who is credit constrained in the US economy?. Q. J. Econ., 105: 219-234.
Direct Link  |  

Kofarmata, Y.I., S.D. Applanaidu and S. Hassan, 2014. Determinants of participation in credit market among the farmers in Northern Nigeria. Aust. J. Basic Appl. Sci., 8: 85-92.

Lawal, J.O., B.T. Omonona, O.I.Y. Ajani and O.A. Oni, 2009. Effects of social capital on credit access among cocoa farming households in Osun State, Nigeria. Agric. J., 4: 184-191.
Direct Link  |  

Li, R., Q. Li, S. Huang and X. Zhu, 2013. The credit rationing of Chinese rural households and its welfare loss: An investigation based on panel data. China Econ. Rev., 26: 17-27.
CrossRef  |  Direct Link  |  

Mariger, R.P., 1986. Consumption Behavior and the Effects of Fiscal Policies. Harvard University Press, Cambridge, England,.

Mpuga, P., 2010. Constraints in access to and demand for rural credit: Evidence from Uganda. Afr. Dev. Rev., 22: 115-148.
CrossRef  |  

Nagarajan, G., R.L. Meyer and L.J. Hushak, 1998. Demand for agricultural loans: A theoretical and econometric analysis of the philippine credit market. Savings Dev., 22: 349-363.
Direct Link  |  

Papatla, P. and L. Krishnamurthi, 1992. A probit model of choice dynamics. Marketing Sci., 11: 189-206.
Direct Link  |  

Papias, M.M. and P. Ganesan, 2010. Financial services consumption constraints: Empirical evidence from Rwandan rural households. J. Financial Serv. Marketing, 15: 136-159.
CrossRef  |  Direct Link  |  

Stiglitz, J.E. and A. Weiss, 1981. Credit rationing in markets with imperfect information. Am. Econ. Rev., 71: 393-410.
Direct Link  |  

Storey, D., 1994. Understanding Small Business Sector. Routledge Thomson Learning, Townsend, London,.

Von Pischke, J.D. and D.W. Adams, 1980. Fungibility and the design and evaluation of agricultural credit projects. Am. J. Agric. Econ., 62: 719-726.
Direct Link  |  

Zeldes, S.P., 1989. Consumption and liquidity constraints: An empirical investigation. J. Political Econ., 97: 305-346.
Direct Link  |